“For more than two decades, I’ve guided thousands of clients in successfully navigating strategic home finance solutions. Please let me know if I can help you.”
Your Path to Success:
3 Simple Steps to the Closing Table
Consultation
During your consultation, we thoroughly go over your needs and goals to determine the best loan strategy for your situation. There is no obligation or charge for consultations.
Application
Once we’ve outlined a plan, we discuss the step-by-step application and approval process. You will receive a client portal for secure upload and communication throughout the loan process. My team and I are also always available to answer questions and are with you every step of the way.
Execute
Once in contract, we will work closely to make the contractual milestone and get you to the closing table on time.
More About What We Offer:
Our specialty lies in creative and strategic home financing, skillfully orchestrating deals that demand finesse. Whether it’s expediting fast closures, executing ‘buy-before-you-sell’ transactions, or navigating complex income or property situations, we excel in finding innovative solutions.
Approved with over 70 niche private and institutional investors seeking ‘make-sense’ deals, we offer a range of loans, including:
- Litigation loans, including structural, on a case-by-case basis
- Flexible income qualification for recent job or income changes, including retirement
- Mixed-use / Non-conventional properties
- Foreign Nationals
- Bank Statements Loans (12- or 24-month)
- Asset depletion Loans
- Consumer Bridge Loans
- Cross-collateralization
- Private Money Lending
About Colette
Colette Evans-Hanya has earned a reputation as a trusted residential home finance expert over her 20-year career. She is known for her ability to find and close strategic financing solutions, working with trusted lending sources and partner, including niche and private money investors. Her expertise helps borrowers to navigate the outside-the-box lending landscape and secure the most favorable terms available for all manner of purchases and refinances, including investment property acquisitions, fix-and-flip projects, or those who don’t meet the strict criteria of traditional lenders.
Colette currently does business in California, Greater DC, Colorado, Connecticut, Florida, and Texas and continually expands her territories. She has referral partners in most states and ensures that her clients receive the best possible mortgage experience. Also overseeing operations at her company, Ritter Mortgage, Colette fosters a team atmosphere and improves collaboration and efficiency. Her top priority is creating a positive team environment that raises spirits and enhances the mortgage experience for clients, staff, and loan officers.
Originally from California, Colette now makes her home in Connecticut, where she works from Hawaii to Boston markets. In addition to originating loans with her team, Colette is a certified yoga instructor, writer, and an outdoor and farm-to-table enthusiast who is passionate about food, architecture, history, writing, and travel.
To schedule a chat with Colette, please book a session with her through this URL: https://calendly.com/colettehanya.